20+ Years in the Financial Industry
500+ Clients helped through Tax Strategy
100+ Entrepreneur guided from Idea to Profitability
Licensed Mortgage Broker and Enrolled Agent
THE VALUES BEHIND THE BRAND
I don’t just teach ownership... I live it.
These 6 values shape how I serve every client:
Authenticity. Empowerment. Education. Faith. Legacy. Integrity.
WORK WITH CHANTELLE
Elevate your strategy. Build your wealth. Get unstuck... for real.
Fix Your Credit.
Fund Your Future.
A free guide for women with damaged credit who are ready to rebuild, reposition, and reclaim their financial power.
What's Inside:
How to break down your credit profile like a lender
The top 3 mistakes keeping your score stuck
Steps to boost your score and position for funding
Want a personalized credit strategy?
Meet The Strategist.
The Real Chantelle: Strategy Over Struggle. Always.
I didn’t grow up around wealth. In my house, money was grown folk business. You didn’t ask. You didn’t talk about it. You just hoped there was enough.
It wasn’t until college that I realized — we weren’t middle class. We were surviving. My mom did what she could. Before every semester, we’d hit Sam’s Club. She’d load me up on food and supplies.
I had so much, I started selling ramen noodles. Because even then, I didn’t like it. But hustle? Hustle, I understood.
What I didn’t understand...
was strategy.
Then came credit.
On-campus credit card offers were everywhere. And like a lot of us, I took them. Used them. Maxed them. Ignored the bills.
And when the debt started stacking, I shrugged: "Put it on my credit, I don’t care."
Because I didn’t know better.
Even after I had kids. Even after I started making money. I still moved like someone who was broke.
No savings.
No plan.
No clue how credit could work for me.
Then came the night that changed me.
Coming home from a Little League game in Miami, I accidentally took the turnpike. Pulled up to the booth.
“50 cents.”
I didn’t have it.
Not two quarters. Not 5 dimes,
Not 10 nickels. Not 50 pennies.
Nothing.
That wasn’t just a toll booth.
That was a wake-up call.
But my real turning point came years later. 2018. My son was going to college. I had to choose:
Pay for school?
Or my car note?
I chose him. My car got repossessed. While I was on the phone trying to get it back, I saw the numbers. I’d paid thousands. And my loan barely moved. The interest rate? 28%. My score had started with a 4. But I felt proud because I didn’t need a cosigner.
That was the problem.
That’s when I got serious. Not just about money - about strategy.
I stopped hustling backwards.
I rebuilt. I learned the system.
I lived the blueprint. And I stopped teaching from theory. I started teaching from truth.
What I Do Now
I help underestimated entrepreneurs:
Use credit as a wealth tool
Reduce tax liabilities through strategy
Build legacy even if they're the first in their family to try
Because I’ve been the girl who couldn’t pay 50 cents.
And now?
I’m the woman who teaches you how to build wealth through ownership.
Real Talk. Real Tools. Real Results.
How Is Everyone Affording Life Right Now? Let’s Talk About It.
I saw a post on someone’s timeline that said:
“I’m literally up thinking… how is everyone affording life right now?”
And let me tell you something…
It stopped me. Because that question isn’t just a passing thought, it’s a quiet crisis.
Most people aren’t “affording” life. They’re surviving it. Barely.
But we’ve been taught to dress survival up and call it success.
💸 Living paycheck to paycheck but wearing designer.
🧾 Paying bills on time but no savings.
📦 Making it work but carrying silent anxiety at night.
Let’s be clear:
There’s no badge of honor in burnout. No trophy for being tired.
We’ve spent so much time commemorating struggle. Clapping for resilience instead of building for relief.
🛑 It’s time to stop normalizing struggle and start normalizing strategy. Because while you may not control the cost of living, You can control how you respond to it. 💡
So What Does Strategy Look Like?
Here’s where people get stuck. They hear “strategy” and think it has to be complicated. It doesn’t. A strategy is simply a plan of action to get a desired result. And when you’re financially overwhelmed, your strategy needs to focus on 3 things:
Prioritize Ownership Over Outward Appearances
You don’t need another outfit. You need a plan for how your money can make you money. Ask yourself:
Is this purchase helping me build wealth or maintain image?
If I keep living like this for 5 more years, will anything change?
🧠 Shift the goal from “looking good” to “living free.”
Create a “Peace Fund” (Before a Rainy Day Comes)
Forget “emergency fund” call it what it really is: your peace of mind fund. Start with a small goal:
$500 in an online savings account (harder to access, less temptation to touch it).
Automate $25–$50 a week.
Treat that money like rent non-negotiable.
Even if it takes time, something is better than nothing.
Learn the Rules That Help You Win (Not Just Work)
You’ve been taught how to work. But not how to leverage what you already have. This might look like:
Reviewing your credit reports and starting a clean-up strategy
Learning how to position your income for homeownership, not just spend it
Understanding how taxes impact your wealth
Applying for down payment assistance or credit-based programs you qualify for
👉🏾 You don’t need more hustle. You need better information.
⚠️ Let Me Say This Loudly:
Being tired of struggling isn’t a sign of weakness. It’s a sign that you’re ready.
Ready to do something different. Ready to take your power back. Ready to stop just “affording” life… and start owning it.
🧭 Ready to Move From Survival to Strategy?
This isn’t about perfection… it’s about positioning. And if you don’t know where to start, start here:
✅ Step 1: Pull your credit reports (FREE at AnnualCreditReport.com)
✅ Step 2: Create a Peace Fund with a weekly auto-transfer
✅ Step 3: Book a FREE Ownership Strategy Session with me
Let’s build a real game plan based on where you are now and where you want to be.
📆 Book Your FREE Strategy Session
✨ Final Word:
You don’t need to have it all figured out today. But you do need to stop pretending survival is the only option.
Struggle is not your identity. Strategy is your next step.
You’re closer than you think.
