Elevate your strategy. Build your wealth. Get unstuck... for real.
A free guide for women with damaged credit who are ready to rebuild, reposition, and reclaim their financial power.
How to break down your credit profile like a lender
The top 3 mistakes keeping your score stuck
Steps to boost your score and position for funding
Want a personalized credit strategy?
The Real Chantelle: Strategy Over Struggle. Always.
I didn’t grow up around wealth. In my house, money was grown folk business. You didn’t ask. You didn’t talk about it. You just hoped there was enough.
It wasn’t until college that I realized — we weren’t middle class. We were surviving. My mom did what she could. Before every semester, we’d hit Sam’s Club. She’d load me up on food and supplies.
I had so much, I started selling ramen noodles. Because even then, I didn’t like it. But hustle? Hustle, I understood.
What I didn’t understand...
was strategy.
Then came credit.
On-campus credit card offers were everywhere. And like a lot of us, I took them. Used them. Maxed them. Ignored the bills.
And when the debt started stacking, I shrugged: "Put it on my credit, I don’t care."
Because I didn’t know better.
Even after I had kids. Even after I started making money. I still moved like someone who was broke.
No savings.
No plan.
No clue how credit could work for me.
Then came the night that changed me.
Coming home from a Little League game in Miami, I accidentally took the turnpike. Pulled up to the booth.
“50 cents.”
I didn’t have it.
Not two quarters. Not 5 dimes,
Not 10 nickels. Not 50 pennies.
Nothing.
That wasn’t just a toll booth.
That was a wake-up call.
But my real turning point came years later. 2018. My son was going to college. I had to choose:
Pay for school?
Or my car note?
I chose him. My car got repossessed. While I was on the phone trying to get it back, I saw the numbers. I’d paid thousands. And my loan barely moved. The interest rate? 28%. My score had started with a 4. But I felt proud because I didn’t need a cosigner.
That was the problem.
That’s when I got serious. Not just about money - about strategy.
I stopped hustling backwards.
I rebuilt. I learned the system.
I lived the blueprint. And I stopped teaching from theory. I started teaching from truth.
I help underestimated entrepreneurs:
Use credit as a wealth tool
Reduce tax liabilities through strategy
Build legacy even if they're the first in their family to try
Because I’ve been the girl who couldn’t pay 50 cents.
And now?
I’m the woman who teaches you how to build wealth through ownership.
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