Let me tell you about the moment that slapped me awake financially... and it only cost fifty cents.

Years ago, I was driving home late, exhausted, trying to stay focused. I made the wrong turn and ended up at a tollbooth I wasn’t supposed to be at. As I pulled up, I reached for some change—but my car was silent. No clink. No coins. Not even a stray quarter in the cup holder. Just me, the toll, and a growing lump in my throat. I didn’t have it. I had to sit there for a moment, embarrassed—not because I couldn’t afford fifty cents, but because I was caught unprepared.

I wasn’t broke. I was unprepared. That night wasn’t about money. It was about mindset. And God used that small, humbling moment to shake me.

I had income, but no plan. I had goals, but no guidance. I had ambition, but no strategy. Sound familiar? That tollbooth moment reminded me: you don’t rise to your goals, you fall to your habits. And financial readiness is a habit, not a hope. That tollbooth moment didn’t change everything overnight. Truth is, it took me a few more years—and a few more lessons—before I fully leaned into the shift. But it planted a seed. A seed that kept reminding me:

• No more coasting on talent or hustle alone.

• No more waiting on a "better season" to get serious.

• No more letting shame stop me from getting strategy

Because the truth is... money isn't your problem. Mindset is.

If you've ever felt embarrassed, stuck, or "behind" financially, I want you to know something: You are one decision away from a different story.

Real Tip: Start a "Readiness Fund" with just $10 this week. Not for bills. Not for emergencies. Just readiness. A tangible reminder that you’re shifting from reaction to preparation.

Ready to shift for real?

Let me help you build strategy that doesn’t just patch holes... it creates overflow. Book a Financial Clarity Call and start turning your wake-up call into a wealth plan.

You’re closer than you think.

📩 Email me at: [email protected]
📞 Call or text: 561-867-8329

Let’s turn your credit around and turn your dreams into deeds.